EXCESS Charges-In the event of an accident what am I liable to pay? Can I reduce the excess charge?

The Damage Excess payable is:

Commercial Vehicle (Vans) are as follows:

• Drivers 21 to 24 years of age: Standard Excess: $3,200.00, ER
• Drivers 25 years of age or Over: Standard Excess: $2500.00, ER

Passenger Vehicles are as follows:

• Drivers 21 to 24 years of age: Standard Excess: $3200.00, ER
• Drivers 25 years of age or Over: Standard Excess: $2500.00, ER

Excess Reduction (ER) – ER is an optional coverage that reduces your financial liability (excess charges) if there is an accident. Varies by age of hirer and type of vehicle.